Fintech

Arthum — Earned Wage Access & Workforce Apps

Connected Flutter apps for employees, partners and employers, combining earned wage access with verification and workforce operations.

A project from Shailendra Haldkar’s development portfolio

Arthum application overview

Project overview

Arthum connects employee financial services with workforce operations through three mobile products: Employee, Partner and Employer. The ecosystem supports earned wage access alongside digital onboarding, banking integrations and employer-level processes.

The problem

Employees, assisted-service partners and employers need different views of the same business journey. Salary-linked services also depend on verification, financial status and workforce information, making role-aware application flows essential.

Application design and integrations

  • Employee experience: salary-advance journeys connect eligibility, onboarding, bank-account verification and repayment information.

  • Partner operations: wallets, AEPS, Micro ATM and payment approvals support assisted financial services.

  • Employer workflows: attendance, payroll-related operations and workforce visibility connect to employee services.

  • Verification: OTP, digital KYC, face recognition and location-aware checks support the identity and attendance journeys.

  • Application architecture: Flutter, GetX, REST APIs and WebView integrations coordinate state across multi-step financial flows; Firebase and FCM support messaging.

What the application enables

Arthum brings financial and workforce tasks into role-specific applications. It demonstrates how a shared mobile technology stack can serve distinct users without forcing employees, field partners and employers through the same interface.

Skills demonstrated

  • Earned wage access

  • Digital KYC

  • Bank verification

  • NACH

  • AEPS and Micro ATM

  • Geofencing

  • Face verification

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